Understanding your federal benefits shouldn’t be complicated. At My Federal Benefits, we guide federal employees through retirement, insurance, and benefit options—every step of the way. We believe every federal employee deserves clarity when it comes to their future. Our mission is to provide expert education and personal support so you can make informed decisions about your financial future.
Who We Help
Get answers, avoid redundancies & gaps, lower taxes, learn to make your benefits & savings work for you.
Testimonials
Why My Federal Benefits?
SO EASY“Thank you for helping me fill out my retirement paperwork. You made the process so easy.”
YOU SAVED US“You saved us from making the biggest mistake of our lives by retiring to soon. If we hadn’t talked with you, we would have lost half of our lifetime retirement benefits. Really, you saved us.”
RETIRE WITH MORE INCOME“I was really concerned about how our Benefits were going to work, when I should start Social Security, and I really wasn’t sure about the Medicare options. It was amazing to be able to visit with all the specialists on your team, and then retire with more income than I had when I was working. You guys made getting to retirement a fantastic experience!”
PRICELESS“I didn’t know I already had what I needed to retire. Having you show me how my retirement work was priceless. I’m already enjoying every day of my new life. Thank you.”
Our Experts
MY FEDERAL BENEFITS’ TEAM OF EXPERTS ARE COMMITTED TO GIVING BACK TO THE COMMUNITY.
EDUCATING & EMPOWERING FEDERAL EMPLOYEES, ACURATE, RELIABLE, OPM-ALIGNED INFO – SO YOU CAN MAKE YOUR BEST DECISIONS.
Eric M. Steffy
FOUNDER & FEDERAL SOLUTIONS CEO
38-Years Experience
Eric M. Steffy, Founder & CEO
Eric was raised knowing how to work hard on a family farm in Iowa. That strong work ethic is core to who he is and what he does every day, from playing college football to investing in his community, to helping clients build a strong financial future.
Eric is a get-it-done leader who is dedicated not only to his family, friends, and colleagues, but also to empowering each of his clients.
Because benefits change, the market changes, and life changes – having a committed and knowledgeable Retirement Analyst who checks in with you annually (and more often, when needed) can make all the difference.
Eric is a Licensed, Insured and Certified Senior Benefits Expert who is known for his prompt, knowledgeable and caring responses. Eric Steffy brings deep knowledge and experience helping Federal Employees retire.
As Eric walks you through your pile of forms, he’ll unveil the mysteries so you’re in the best position to maximize your benefits and retirement options.
Eric understands the ins and outs of the Federal and State system and is passionate about making sure you can make choices that suit you best.
Eric’s dedication and genuine investment in his clients creates lifelong, trusted relationships where reaching out for help navigating life-changes is as easy as picking up the phone.
Renee Chamberlain
FEDERAL BENEFITS
EXPERT
10-Years Experience
Renee Chamberlain, Federal Benefits Expert
Renee Chamberlain is a Certified Federal Retirement Expert who proudly works with Federal Employees around the country.
Renee has been celebrated and widely recognized for her expertise in Federal Benefits who knows an educates on how you can maximize all your options.
There are many reasons why happy clients love to refer Renee for her services; her sense of humor and graciousness are only part of the picture. She also understands that there is no one-size-fits-all solution, and that making major financial decisions can be stressful. Her down-to-earth nature puts clients at ease and makes the process painless. Renee really gets to know her clients, as if they were family. Her clients value this and thank her repeatedly for her help throughout the process.
Renee received her Bachelor’s degree from the University of Wisconsin-Stout, where she was very active in campus activities. She has also served on the executive board of Women In Management, and spent a significant amount of time volunteering for Big Brothers and Big Sisters and enjoyed connecting with her “adopted family.”
You can find Renee cheering for her adult kids on the football, basketball, and baseball fields throughout the year. In her free time, she’s boating on the water in the Northwoods of Wisconsin. She loves the outdoors, exploring rural Wisconsin, walking in the woods, grilling with friends, and bonfires. She “fills her cup” by experiencing all that life has to offer, including traveling to other countries, as she loves immersing herself in other cultures. When asked about the three must-haves, she immediately responds with chocolate, dogs, and the Green Bay Packers.
Michael Saengdara
FEDERAL BENEFITS
EXPERT
12-Years Experience
Michael Saengdara, Federal Benefits Expert
Michael Saengdara is an experienced Federal Benefits Expert with over 12-years of expertise in helping individuals and families navigate the complexities of retirement planning. With a deep understanding of Federal Benefits, pensions, and financial strategies, Michael is committed to providing tailored solutions that align with clients’ long-term financial goals.
Throughout his career, Michael has guided numerous federal employees, retirees, and their families in making informed decisions about their retirement, ensuring they maximize their benefits and secure a stable financial future. By offering personalized strategies, including Thrift Savings Plan (TSP) optimization, Social Security integration, and tax-efficient income planning, Michael helps clients achieve financial confidence and peace of mind.
Passionate about financial education, Michael takes a consultative approach, empowering clients with the knowledge they need to make smart financial choices.
With a reputation for integrity, professionalism, and a client-first mindset, Michael is dedicated to making retirement planning a stress-free and rewarding experience.
Outside of work, Michael is a devoted spouse and proud parent of three children. Family is at the heart of everything he does, and this personal perspective further fuels his commitment to helping others build a secure and fulfilling future.
Eric R. Steffy
FEDERAL BENEFITS
EXPERT
9-Years Experience
Eric R. Steffy, Federal Benefits Expert
Eric is committed to helping you learn more about your financial benefits so you can develop a roadmap that achieves your goals.
When it comes to working with Federal Employees, Eric (who also goes by ER) prioritizes an educational approach, ensuring that all who want to plan for their financial future have the information they need to make solid decisions.
Eric’s goal is to help you stay on track to achieve what’s most important to you.
Eric has been around the Financial Services industry his entire life. Eric has a great understanding and knowledge of the industry and is committed to staying current with the latest Federal changes and updates.
Eric has taken his work ethic, passion, and dedication – and applied that commitment to serving his clients. He has all the necessary tools when it comes to helping educate Federal Workers on their benefits and retirement – and the necessary experience when it comes to helping you make strong choices for your best future.
Mike Mullins
FEDERAL BENEFITS
EXPERT
21-Years Experience
Mike Mullins, Federal Benefits Expert
Mike Mullins is a certified Federal Benefits Expert with specialized training and extensive knowledge of federal retirement systems and benefits. He is dedicated to assisting Federal Employees in their retirement planning journey.
With over 20-years of experience as a financial professional, Mike has established himself as a trusted advisor in the realm of financial planning and retirement solutions.
Outside of his professional career, Mike engages passionately in community service, including volunteering with the Boy Scouts and serving as a varsity soccer coach. He is also an active member of the Ancient Free and Accepted Masons, contributing to their principles of fellowship and personal growth. Mike enjoys maintaining an active lifestyle through exercise and spending time outdoors.
Heidi Smalley
FEDERAL BENEFITS
EXPERT
3-Years Experience
Heidi Smalley, Federal Benefits Expert
Educating and empowering others has been a lifelong passion and gift Heidi possesses. Heidi’s ability to practice these attributes every day has provided her the opportunity to make an impact on thousands of lives over her career.
Heidi’s commitment to her customers has enabled her to earn loyal and trusting long-term relationships. When Heidi was nine years old, her father was killed in a car accident. As the second oldest of seven children, she learned first-hand how to meet challenges head on, develop a good work ethic and learn responsibility.
Growing up in the Boston area, Heidi loves Italian food and knows where to find the best cannoli! She’s also lived in Texas and California, but currently resides in Florida.
Exceeding customer expectations is Heidi Smalley’s life philosophy. Her goal is to always provide you with the best customized options for you as a Federal Employee.
Roger Brown
FEDERAL BENEFITS
EXPERT
21-Years Experience
Roger Brown, Federal Benefits Expert
Roger Brown brings 20-years of financial services experience, working exclusively with Federal Employees since 2014.
Roger holds multiple industry designations including: Federal Retirement Expert, Certified Federal Retirement Specialist, Certified Financial Fiduciary, Chartered Senior Financial Planner.
Roger specializes in helping Federal Employees make the most of their benefits from their first day until retirement and well beyond.
Roger lives with his wife Lisa and a pack of rescue dogs in southern Illinois, near St. Louis. His pastimes include socializing with close friends and spending time outdoors.
